Medical Aid Tax Deduction
Medical Aid Tax Deduction Guide
Enter the deduction in the relevant section of your ITR12 tax return on SARS eFiling. Keep all supporting documents for 5 years.
Medical Tax Credit Rates
Main member R364 per month, first dependent R364, additional dependents R246 each. These are fixed credits that reduce your tax payable directly.
Out-of-Pocket Expenses
If your out-of-pocket medical expenses exceed 7.5% of taxable income, you can claim additional credits at 25% of the excess amount.
How to Claim
Your medical aid issues an annual tax certificate. Enter the details on your ITR12 return. SARS may pre-populate this data.
Frequently Asked Questions
How do I claim this deduction on my tax return?
Enter the deduction in the relevant section of your ITR12 tax return on SARS eFiling. Keep all supporting documents for 5 years.
What documents do I need?
Keep receipts, invoices, tax certificates, logbooks, and any other proof of the expense. SARS may request these during verification.
Can Admin Boss help with my deductions?
Yes. Admin Boss is a registered tax practice that can review your deductions, ensure compliance, and maximise your tax savings. Visit adminboss.co.za/need-more-info/.
Need Help With Your Tax?
Admin Boss is a registered tax practice with over 20 years of experience helping South African individuals and businesses navigate SARS.
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