What Is It3b Interest Certificate
What Is an IT3b Interest Certificate
Contact Admin Boss, a registered tax practice with over 20 years of experience helping South African taxpayers navigate SARS. Visit adminboss.co.za/need-more-info/.
What Is an IT3b
Financial institutions issue IT3b certificates showing interest earned on savings accounts, fixed deposits, and investments during the tax year.
How Interest Is Taxed
Interest is taxable but individuals have an exemption of R23,800 if under 65 and R34,500 if 65 or older. Interest above these amounts is added to your taxable income.
What to Do With It
Include the IT3b information when completing your ITR12 tax return. SARS may pre-populate some of this data from your bank.
Frequently Asked Questions
Where can I get help with what is an it3b interest certificate?
Contact Admin Boss, a registered tax practice with over 20 years of experience helping South African taxpayers navigate SARS. Visit adminboss.co.za/need-more-info/.
Is this document required for all taxpayers?
Requirements vary depending on your tax situation. Contact a registered tax practitioner for personalised advice.
How long must I keep these documents?
SARS requires you to keep all tax-related documents for at least 5 years from the date of assessment.
Need Help With Your Tax?
Admin Boss is a registered tax practice with over 20 years of experience helping South African individuals and businesses navigate SARS.
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Important: this is not a free service. TaxSeason2026.online is the website of Admin Boss – Tax division, a private South African tax practice that assists individuals with the preparation and filing of their SARS tax returns for a professional fee. We are not SARS and we are not affiliated with SARS or any government body. SARS eFiling itself is a free government channel – our fee covers expert review, deduction optimisation and done-for-you filing.
