What Is Medical Tax Credit
What Is Medical Tax Credit
Yes. All registered medical aid schemes in South Africa qualify for the medical tax credit.
Medical Tax Credit Rates 2026
Main member gets R364 per month. First dependent gets R364 per month. Each additional dependent gets R246 per month. These credits reduce your final tax bill directly.
Additional Medical Expenses
If you pay significant out-of-pocket medical expenses, you may qualify for additional credits when expenses exceed 7.5% of taxable income.
How to Claim
Your medical aid issues an annual tax certificate showing contributions. Enter this on your ITR12 return. SARS pre-populates some data but always verify it.
Frequently Asked Questions
Do all medical aids qualify?
Yes. All registered medical aid schemes in South Africa qualify for the medical tax credit.
Can I claim for dependents?
Yes. You can claim for your spouse and children listed as dependents on your medical aid.
What if I do not have a tax certificate?
Contact your medical aid scheme and request one. They are legally required to provide it.
Need Help With Your Tax?
Admin Boss is a registered tax practice with over 20 years of experience helping South African individuals and businesses navigate SARS.
{
“@context”: “https://schema.org”,
“@graph”: [
{
“@type”: “Article”,
“headline”: “What Is Medical Tax Credit | Admin Boss”,
“description”: “Understand the South African medical tax credit system for 2026.”,
“author”: {
“@type”: “Person”,
“name”: “Andre van Niekerk”,
“jobTitle”: “Registered Tax Practitioner”
},
“publisher”: {
“@type”: “Organization”,
“name”: “Admin Boss”,
“url”: “https://www.adminboss.co.za/”
},
“datePublished”: “2026-01-15T06:00:00+02:00”,
“dateModified”: “2026-06-22T06:00:00+02:00”,
“inLanguage”: “en-ZA”,
“mainEntityOfPage”: {“@type”: “WebPage”, “@id”: “https://www.taxseason2026.online/tax-questions/what-is-medical-tax-credit.html”}
},
{
“@type”: “FAQPage”,
“mainEntity”: [{“@type”:”Question”,”name”:”Do all medical aids qualify?”,”acceptedAnswer”:{“@type”:”Answer”,”text”:”Yes. All registered medical aid schemes in South Africa qualify for the medical tax credit.”}},{“@type”:”Question”,”name”:”Can I claim for dependents?”,”acceptedAnswer”:{“@type”:”Answer”,”text”:”Yes. You can claim for your spouse and children listed as dependents on your medical aid.”}},{“@type”:”Question”,”name”:”What if I do not have a tax certificate?”,”acceptedAnswer”:{“@type”:”Answer”,”text”:”Contact your medical aid scheme and request one. They are legally required to provide it.”}}]
}
]
}
